Scammers focus on people that display certain behaviors. Specific personality traits signal that you are a person with vulnerabilities and can be too trusting. Bingo! You are now targeted.
All age groups can be targeted, but the most vulnerable are senior citizens. By and large, they are good people who can be too trusting and are vulnerable due to illness or feeling isolated
Indeed, AARP has put together a checklist of characteristics that can make you vulnerable to fraud. Here is their list:
Scammers: You Respect Authority
Keep in mind that government offices never call citizens to conduct business. They will send you a letter in the mail.
Scammers make calls and impersonate themselves as IRS agents, Social Security employees, a court representative and even a police officer. They say you need to make a payment. If you get a call like this, hang up the phone immediately.
Scammers: You’re A Good Person
You are a person that likes to do favors, even for strangers. Sometimes that can get you into hot water. For example, a popular swindle used by scammers is expensive gift cards trick. Here’s how it works.
An email from a boss or coworker asks you to buy some expensive gift cards and take photos of the front and back of the card to get reimbursed. The email is actually from a scammer mimicking the real thing. Once he has the numbers from the gift cards, he uses them before the fraud is caught.
Scammers: Love Haughty People
You think very highly of yourself, your brilliance and keen reading of people. You don’t think you can ever get scammed. Think again. Scammers are professionals — and endlessly creative.
Scammers: You’ve Already Been Victimized
So you think, now I’m smart — it won’t happen again. Think again. Unfortunately, if you have already been scammed, chances are good the fraud calls will increase. Thieves put your information on a “victim list” that gets sold to other scammers or criminal rings.
You Live On Social Media
Many victims who call us met their scammer on social media via a friend request. Try to limit social media contact to real friends and family, and turn down requests from people you don’t know.
Scammers: You’re Going Through A Lot Of Stress
People under a lot of stress, whether it’s a family situation or work related, can not think straight. They’re in too much pain. This is when a person is most vulnerable. As such, you can unwittingly give away your personal information.
Be especially vigilant during these times of crisis.
Many scam victims report feeling lonely and isolated from family and friends. That makes them susceptible to the fake friendliness of professional thieves. Next thing you know, you have lost a lot of money.
If you feel lonely or isolated, contact this website: Go to connect2affect.org.